While no one plans to get in a financial bind, it happens in real life. Whether you need to consolidate debt or remodel your home, Dominion Mortgage can help. Our loans can save you hundreds on dollars each month, some of which may even be tax-deductible. And qualifying is easy. At Dominion Mortgage, we specialize in approving homeowners with less-than-perfect credit. And in helping you find real solutions. Purchase Dominion realizes this is an exciting time for you. The purchase of a home is the largest purchase most of us make in a lifetime. It is our goal to keep you excited. We'll work hard so you don't have to. At Dominion, we have the program that is right for you, whether it's the lowest rate, little or no down payment, adjustable, fixed or step programs. Put the weight on our shoulders and we'll carry the load. Refinance A strong economy has blessed us with the lowest interest rates in many years. It is a great time to save thousands of dollars by reducing your current interest rate or term of your loan. You may even be able to pull cash out to use as you see fit. Apply today to find out how much Dominion can save you. Conventional Conventional loans are mortgages that are not covered by any government programs of insurance or guarantee. Such loans may be purchased by the major secondary market agencies Fannie Mae or Freddie Mac, which offer standardized underwriting guidelines for loan amounts up to $417,000. Down payment requirements maybe as low as 5% although loans with less than 20% equity require mortgage insurance. These loans can be fixed or adjustable rates and generally do not have pre-payment penalties. FHA FHA loans are ideal for first-time homebuyers and low-to moderate-income borrowers. Loans are insured by the Federal Housing Administration. Down payments may be as little as 3% and the loans are assumable with release of liability to the original borrower. Each area of the country has a designated maximum loan amount that is determined by the cost of living in the area. These loans can be fixed or adjustable rate. VA Available to individuals who have served or are currently in the U.S. armed forces that meet eligible requirements. VA mortgages may be provided with no cash down payment, making them ideal for first-time borrowers. Loan amounts may be as much as $417,000 with full entitlement. Loans are assumable with release of liability and there are no penalties for prepayment. Jumbo Loans If the anticipated amount of your mortgage loan exceeds the maximum amounts permitted by other programs; we offer a variety of mortgage options which will meet your needs. So-called non-conforming jumbo loans may be up to $1.0 million and can be either fixed or adjustable rate mortgages. Underwriting guidelines may vary depending on program selected, down payment and actual loan amount. Repayment options also vary, enabling you to select a mortgage that fits your budget. Less than perfect credit If your credit history proves that good people can get into bad situations, we want to help. Dominon Mortgage has years of specialized experience assisting people with bruised credit. Whether it's slow pay or a bankruptcy, we have the program for you. That's why we are called The Financial Solution Experts. Second Mortgage Eliminate credit card debt Do those much needed home improvements Get cash for any purpose May be up to 100% tax deductible No equity needed, borrow up to 125% of the value of your home Credit problems understood Apply for a free no-obligation loan analysis and start saving today.